When should tax planning start?

The earlier in the year, the better. Most strategies — retirement plan design, entity election, reasonable compensation, accountable plans — must be in place before December 31. Mid-year engagements still capture meaningful savings; late Q4 engagements are mostly limited to what is already in motion.

Is tax planning only for large businesses?

No. Planning becomes high-leverage once a business has roughly $150K+ of profit, or once a household crosses into higher marginal brackets with equity comp, K-1s, or multiple income sources. Below that, focused tax preparation is usually enough.

What if I already have a tax preparer?

That is common. We can work alongside your preparer as the planning side of the relationship, or take both pieces in-house so the strategy flows directly through to the return. Either way, we coordinate so nothing falls through the cracks.

Can you help with entity and owner compensation questions?

Yes — this is one of the most common engagements. We model the trade-offs of S-corp election, reasonable compensation, distribution mix, payroll cost, retirement contribution capacity, and state-level tax (including the Georgia pass-through entity tax) before any change is made.

How often should tax planning be reviewed?

At least annually, with quarterly check-ins when income is variable, ownership is changing, or a major transaction is on the horizon. We schedule reviews around your actual operating calendar, not a generic timeline.

Is this the same as tax preparation?

No. Tax preparation files last year's results. Tax planning is forward-looking strategy designed to change those results. Most planning clients also engage us for preparation so the strategy flows through correctly.

When should tax planning start?

The earlier in the year, the better. Most strategies — retirement plan design, entity election, reasonable compensation, accountable plans — must be in place before December 31. Mid-year engagements still capture meaningful savings; late Q4 engagements are mostly limited to what is already in motion.

Is tax planning only for large businesses?

No. Planning becomes high-leverage once a business has roughly $150K+ of profit, or once a household crosses into higher marginal brackets with equity comp, K-1s, or multiple income sources. Below that, focused tax preparation is usually enough.

What if I already have a tax preparer?

That is common. We can work alongside your preparer as the planning side of the relationship, or take both pieces in-house so the strategy flows directly through to the return. Either way, we coordinate so nothing falls through the cracks.

Can you help with entity and owner compensation questions?

Yes — this is one of the most common engagements. We model the trade-offs of S-corp election, reasonable compensation, distribution mix, payroll cost, retirement contribution capacity, and state-level tax (including the Georgia pass-through entity tax) before any change is made.

How often should tax planning be reviewed?

At least annually, with quarterly check-ins when income is variable, ownership is changing, or a major transaction is on the horizon. We schedule reviews around your actual operating calendar, not a generic timeline.

Is this the same as tax preparation?

No. Tax preparation files last year's results. Tax planning is forward-looking strategy designed to change those results. Most planning clients also engage us for preparation so the strategy flows through correctly.

Tax Planning & Advisory

Tax Planning and Advisory for Business Owners and High-Income Earners

Tax planning works best before deadlines, transactions, and filing season remove your options. We help business owners and high-income earners make proactive decisions around entity structure, owner compensation, income and deduction timing, and major financial moves — so the tax bill stops being a surprise.

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Georgia-based tax planning support for clients locally and nationwide.

Quarterly tax planning forecast, advisor's notebook with handwritten strategy notes, and brass desk lamp in a Kuuni Partners advisory office

In short

Tax planning is the proactive work — entity structure, owner compensation, retirement vehicles, depreciation timing, and income shifting — done before December 31 to legally lower what you owe. Unlike tax preparation, which reports what already happened, planning is where the savings actually get created.

What you get

Entity structure review (LLC, S-corp, C-corp, partnership, multi-entity)
Estimated tax planning with safe-harbor schedule
Owner compensation and reasonable-comp analysis
Payroll strategy coordination (W-2, distributions, accountable plans)
Timing analysis around major moves — sale, raise, large purchase, bonus
Coordination between bookkeeping, reporting, and tax strategy
Retirement plan design — Solo 401(k), SEP, defined benefit, cash balance
Annual written tax plan with projected federal and state liability

Who it's for

Business owners with consistent profit and growing complexity
S corporation owners optimizing reasonable compensation
High-income W-2 + 1099 earners and households with equity comp
Multi-entity operators coordinating across LLCs, S-corps, and partnerships
Founders facing major financial decisions (raise, sale, large investment, liquidity event)
Clients tired of repeated April tax surprises

Common problems we solve

If any of this sounds familiar, you're in the right place.

Unexpected tax bills every April
Weak or outdated entity strategy
Unclear owner compensation decisions
Poor timing of income and deductions
Last-minute decisions with tax consequences
Missed planning opportunities — QBI, bonus depreciation, retirement design, SALT workarounds

Our process

Refined Kuuni Partners advisor's desk with leather portfolio, fountain pen and brass desk clock representing the year-round tax planning process

Step 1
Discovery & baseline
We collect prior returns, current financials, ownership structure, and goals. You receive a baseline projection and a shortlist of identified planning opportunities.
Step 2
Plan design
We model 2–4 scenarios with side-by-side tax impact, then present a prioritized action list tied to real business operations — not vague theory.
Step 3
Execution & review
We coordinate with your bookkeeper, payroll provider, and other advisors. Quarterly reviews keep the plan aligned as income and law change.

Why Kuuni Partners

Practical planning tied to real business operations — every recommendation has an implementation owner and a deadline.

Direct advice, not vague theory. We tell you what to do, why, and by when.

Stronger coordination between tax, bookkeeping, and financial decisions — fewer things falling through the cracks between providers.

Strategies are documented in writing with the supporting IRS authority so they hold up under scrutiny.

We coordinate directly with your CPA, attorney, payroll provider, and investment advisor — you are not the integration layer.

Recent scenario

S-Corp owner

$48,200 saved through S-corp + accountable plan + DB plan

$640K-revenue agency. We modeled reasonable compensation, layered an accountable plan and defined benefit plan, and reduced the effective rate by 8.4% in year one — without changing the operating model.

Get started

Tell us about your situation

A senior advisor will review your responses and respond within one business day to schedule a call.

• Reviewed by a credentialed advisor (EA / CPA)
• Confidential and never sold
• No obligation to engage

Your information is encrypted in transit, reviewed only by Kuuni Partners advisors, and never shared or sold.

Free tools for this service

Do a quick estimate first.

Use these calculators to get a rough number in under five minutes, then talk to us about how to improve it.

Quarterly Estimated Tax Calculator

Estimate your next quarterly federal tax payment based on expected income and deductions.

Under 5 min

Quarterly Estimated Tax Calculator

Use this to estimate what to send the IRS each quarter so you avoid underpayment penalties. Works for self-employed, contractors, and owners with non-W-2 income.

Your estimate

Estimated quarterly payment

$5,805

Estimated total annual tax

$23,219

Federal income tax

$8,198

Self-employment tax

$11,304

Estimated state income tax

$3,717

Pay this amount each quarter (April 15, June 15, Sept 15, Jan 15) to stay on a safe-harbor footing. A planner can usually lower this with deductions, retirement contributions, or an entity change.

This is an estimate based on the information you entered. Your actual tax, savings, or cash-flow outcome may differ based on deductions, entity structure, timing, payroll setup, debt terms, investment assumptions, or other factors.

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Capital Gains Tax Estimator

Estimate federal tax owed on the sale of an investment, business asset, or property.

Under 5 min

Capital Gains Tax Estimator

Estimate the federal tax bite when selling stocks, crypto, real estate, or other appreciated assets — short-term vs. long-term.

Your estimate

Estimated federal capital gains tax

$15,000

Realized gain

$100,000

Applied tax rate

15.0%

Net proceeds after federal tax

$185,000

State tax, NIIT (3.8%), and depreciation recapture aren't modeled here. For real estate or large sales, a planner can identify ways to defer or reduce the gain.

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